Mortgage Affordability Calculator

Canadian stress test · GDS 39% / TDS 44%

Household income$135,000/yr

Down payment$85,000

Monthly debts$450/mo

Interest rate4.39%

Amortization30 yrs

You could afford up to

$661,164

Mortgage $595,177 · qualified at 6.39%

Estimate only. Excludes minimum down-payment rules and CMHC premiums; lenders assess your full file.