Is "Mortgage After Credit Trouble" really free?

Yes. Mortgage After Credit Trouble is a free 20-page guide. Enter your email and we'll send the PDF right away — no cost and no obligation.

What does "Mortgage After Credit Trouble" cover?

It runs 20 pages across 8 sections — including How lenders see your file (it's not one number); Active vs. discharged — what changes; B-lenders that accept Beacon 500-550, and more.

Is this guide specific to Canada?

Yes. It's written by the FSRA-licensed team at Mortgage Squad Advisors (Brokerage #13737) for the Canadian market, with rules, programs, and rate context current for 2026.

Do I have to be a Mortgage Squad Advisors client to get it?

No. The guide is free to anyone — whether you're ready to apply or just researching your options.

How do I get advice for my own situation?

Ask Maya, our AI advisor, free 24/7 in 50+ languages, or book a no-obligation call with a senior broker. The guide explains the concepts; we tailor them to your file.

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Mortgage After Credit Trouble

20 pages · PDF · Free, no signup

10 min read

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Free guide

Mortgage After Credit Trouble

No judgment. Just the path forward.

Bad credit, missed payments, consumer proposal, recent bankruptcy — a clear-eyed guide to what's actually possible, what it costs in rate premium, and how to refinance back to A-lender pricing in 12-24 months.

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Inside the guide

8 sections

1How lenders see your file (it's not one number)
2Active vs. discharged — what changes
3B-lenders that accept Beacon 500-550
4Private mortgages: when they make sense
5Consumer proposal: financing during and after
6Re-establishing credit while in alt-lending
7The exit plan: refi to A in 12-24 months
8Common myths the bank told you

Frequently asked questions

Is "Mortgage After Credit Trouble" really free?: Yes. Mortgage After Credit Trouble is a free 20-page guide. Enter your email and we'll send the PDF right away — no cost and no obligation.
What does "Mortgage After Credit Trouble" cover?: It runs 20 pages across 8 sections — including How lenders see your file (it's not one number); Active vs. discharged — what changes; B-lenders that accept Beacon 500-550, and more.
Is this guide specific to Canada?: Yes. It's written by the FSRA-licensed team at Mortgage Squad Advisors (Brokerage #13737) for the Canadian market, with rules, programs, and rate context current for 2026.
Do I have to be a Mortgage Squad Advisors client to get it?: No. The guide is free to anyone — whether you're ready to apply or just researching your options.
How do I get advice for my own situation?: Ask Maya, our AI advisor, free 24/7 in 50+ languages, or book a no-obligation call with a senior broker. The guide explains the concepts; we tailor them to your file.

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