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FSRA #13737

Licensed mortgage advisors who stay with you.

We started Mortgage Squad Advisors to do one thing well: give people honest, expert mortgage advice, fast and in plain language. Our licensed mortgage advisors compare 100+ lenders and stay with you from your first question to closing day.

430+
Guides & articles
Free Canadian mortgage library
20+
Years of combined experience
Principal Broker licensed since 2010 · FSRA #13737
15+
Languages on our team
Spoken by licensed advisors
100+
Lender partners
A · B · monoline · private
Our mission

Make Canada’s best mortgage advice universal.

Mortgage decisions are $500K decisions. They shouldn’t be made with whatever rate your bank’s app happens to show, in the language your bank happens to speak, during the hours your bank happens to be open.

We built Mortgage Squad Advisors to flip that. Our licensed mortgage advisors compare 100+ lenders and speak 15+ languages between them. Maya, our AI assistant, answers questions around the clock. We’re independent, and on your side.

Our principles

The six rules we won’t break.

The math is the math.

If a refinance doesn't save you money net of penalty, we say so. Every recommendation we make survives an independent re-calculation by Maya before it leaves your advisor's desk.

Your advisor owns the file.

Same advisor, first call to closing. No call-centre rotation. No "someone will get back to you." Your advisor's name is on the file, and they pick up when you call.

The portal tells the truth.

Real-time application status. Every document, every condition, every lender response — visible in your client portal. No "your file is being reviewed" black holes.

Your advisor makes the call.

Maya, our AI assistant, answers questions 24/7, runs the numbers and drafts comparisons. But a licensed mortgage advisor signs off on every recommendation. Always.

Speak your language.

Our licensed advisors speak English, Punjabi, Hindi, Urdu, Tamil, Farsi, Gujarati, Vietnamese, Spanish and more. If we can't pair you with a fluent advisor, Maya, our AI assistant, translates live.

Your data stays in Canada.

Encrypted at rest with AES-256. Encrypted in transit with TLS 1.3. Stored exclusively on Canadian infrastructure. PIPEDA + Quebec Law 25 compliant. Never sold.

Maya · AI assistant

Don’t wait for business hours.
Ask Maya right now.

Maya is our AI assistant. She answers general questions in 50+ languages and runs quick payment math. Your licensed advisor is there whenever you want to talk it through.

Maya
🇨🇦 English

Hi! How can I help with your mortgage today?

Advisors + Maya

Your advisor leads.
Maya helps around the clock.

A licensed mortgage advisor handles every file. Maya, our AI assistant, supports that work: she runs the math, helps organize your file, drafts comparisons and answers the 3 a.m. question. Your advisor reviews everything, shapes the recommendation, and signs your file.

  • Maya answers client questions 24/7 in production — in 50+ languages
  • Every recommendation is reviewed by an FSRA-licensed advisor before it goes to a lender
  • Maya can't pull credit, sign documents, or commit to a lender. Your licensed advisor does all of that
  • Your advisor's name is on the file from intake to funding
Maya in your pocket · 24/7
Our story

How we got here.

From a Vaughan storefront to a multilingual team of licensed mortgage advisors.

The beginning

Founded in Vaughan, Ontario

Mortgage Squad Advisors opens as a single-location brokerage with three agents and a 25-lender Rolodex.

Growing the network

Expanding the lender network

Network expands to 30+ A-lenders. First major commercial deal closes — a multi-unit residential building in Toronto's East End.

Beyond Ontario

A partner network for clients outside Ontario

Out-of-province files are handled by licensed professionals in the client's own province through our partner network. Punjabi-, Hindi-, Urdu- and Tamil-speaking advisors join the team.

Growing the team

A larger multilingual team

A growing base of public Google reviews and a licensed advisor team that now speaks 15+ languages.

AI arrives

Maya AI launches

Our AI mortgage assistant goes live — available 24/7 and able to answer in 50+ languages.

Today

Licensed in Ontario, serving clients across Canada

FSRA Licensed #13737 (Ontario). 100+ lender partners. Local guides for 85+ Canadian markets. A licensed advisor works every file, and Maya, our AI assistant, answers questions around the clock.

Across Canada

Where we serve Canadians.

Local guides for 85+ Canadian markets. We are FSRA-licensed in Ontario only; clients in other provinces are served through licensed partners in their province.

Your client portal · live application status
Built differently

Software-grade transparency.

Most brokerages run on email + spreadsheets. We built a full SaaS portal — for clients, for agents, for the back office. Real-time status. Live document uploads with AI extraction. Maya embedded everywhere. Every condition tracked. Every lender response visible.

  • Smart-doc upload: drop a T4, NOA, pay stub — Maya extracts every field
  • Real-time pipeline visibility from submission to funding
  • Per-condition status, lender chat, e-signature, mortgage tracker post-close
  • Mobile app for iOS + Android with push alerts on every change
Our growth partner

The brand you see was built with BOOSTD Marketing.

We underwrite mortgages; we don’t pretend to be a marketing agency. So we partnered with BOOSTD, a marketing agency for mortgage brokers, for our branding, website, SEO and social media. The results have been excellent: more Canadians now find Mortgage Squad on Google, on Google Maps and in AI assistants, and more of them start a conversation with Maya or a licensed advisor.

Brand & website

Our brand identity and this site’s website design and development, built to be fast, clear and easy to act on from any phone.

SEO & AI search

Search strategy and AI search optimization so our guides and calculators show up when Canadians research a mortgage on Google, ChatGPT or Gemini.

Social media & marketing

Day-to-day social media and campaigns that keep us in front of homeowners and buyers between mortgage decisions.

Licensed + regulated

Compliance you can verify.

  • FSRA Brokerage License #13737 (Ontario)
  • Mortgage Brokerages, Lenders and Administrators Act (MBLAA) compliant
  • FINTRAC-registered. Anti-money-laundering reporting + KYC on every file
  • Out-of-province files handled by licensed professionals in your jurisdiction via our partner network
  • SOC 2 Type II in progress (Q3 2026 target)
Data + privacy

Stored in Canada. Never sold.

  • AES-256 at rest, TLS 1.3 in transit
  • Canadian-only data residency · zero US replication
  • PIPEDA + Quebec Law 25 compliant
  • Document retention follows FSRA + FINTRAC guidance
  • Request data export or deletion any time from Client Settings → Privacy
FAQ

Common questions about Mortgage Squad Advisors.

Don’t see yours? Ask Maya.

Is Mortgage Squad Advisors FSRA-licensed?
Yes. Mortgage Squad Advisors holds FSRA Brokerage License #13737. Every advisor on our team is individually licensed. We're licensed by FSRA in Ontario and serve clients across Canada: files outside Ontario are processed by licensed mortgage professionals in the client's jurisdiction through our partner network.
How is Mortgage Squad Advisors different from a bank?
A bank shows you their products. We shop your file across 100+ lenders — A-lenders, monolines, B-lenders, credit unions, and private — to find the best fit. Our advisors are paid by the lender on funding, not by you, and we have a rate-beat offer: if you bring a written, current offer from one of the six largest banks for the same product, term and amount, we will try to beat it or pay you $500 — keep it, or we'll donate it to your favourite charity. Conditions apply; see full terms.
What does Maya actually do?
Maya is our AI assistant. She answers questions instantly in 50+ languages, runs live affordability and payment math, explains complex products in plain English, and helps organize your file before your advisor reviews it. She doesn't make binding decisions — every recommendation is reviewed by a licensed advisor before it goes to a lender.
Where is Mortgage Squad Advisors headquartered?
Vaughan, Ontario — at 310-3100 Steeles Ave W, Vaughan, ON L4K 3R1. It is our only office. Ontario clients work with our multilingual advisors through a fully digital portal, so you never need to come in unless you want to; clients in other provinces are served through licensed partners in their province.
What does "data stays in Canada" mean?
Every byte of client data we hold — applications, documents, messages, credit signals — lives on infrastructure physically located in Canada. We never replicate to US data centres, even for backup. We are PIPEDA + Quebec Law 25 compliant and follow FSRA's data residency guidance.
Do I pay a fee to use a mortgage broker?
No. On standard residential mortgages, the lender pays the broker on funding. You see no broker fee on your closing statement. Specialty files (private mortgages, commercial, distressed situations) may carry a disclosed broker fee that you'd see upfront, in writing, before you agree to anything.

Now you know us. Let’s talk.

Pre-qualify in 5 minutes. Or just ask Maya — she answers any mortgage question in 50+ languages.