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Mortgage Squad Advisors
Free guides · 20 guides · read free

Mortgage knowledge, on the house.

20 in-depth guides — 372 pages of senior-broker thinking, free to read right here. No signup required; a real advisor follows up only if you ask.

20 guides| 372 pages| Free to read, no signup| FSRA-licensed authors
Featured guides
🏠
buyer

The First-Time Buyer Roadmap

From renting to keys — a step-by-step Canadian guide

28 pages 14 min
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🔄
renewal

The Renewal Playbook

How to beat your bank's first offer by 30-60 bps

22 pages 11 min
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💰
refinance

The Refinance Decision Framework

When the math actually works — and when it doesn't

24 pages 12 min
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👔
self-employed

The Self-Employed Mortgage Handbook

Stop being treated like a problem to be explained

32 pages 16 min
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🌍
newcomer

Buying Your First Home as a Newcomer to Canada

PRs, work-permit holders, and international credit

26 pages 13 min
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🏢
investor

Building a Real Estate Portfolio in Canada

From your first rental to your tenth

36 pages 18 min
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🏚️
credit

Mortgage After Credit Trouble

No judgment. Just the path forward.

20 pages 10 min
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💼
Agents only

The Mortgage Squad Advisors Commission Blueprint

Up to 100% — published splits, no negotiations

14 pages 7 min
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🪙
buyer

The FHSA Playbook

The First Home Savings Account, maximized

16 pages 8 min
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💵
buyer

The Down Payment Playbook

Every legitimate source, Canadian-correct

18 pages 9 min
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🛡️
buyer

CMHC Insurance, Explained

Premiums, Sagen & Canada Guaranty, and the PST trap

14 pages 7 min
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🧾
buyer

Ontario Land Transfer Tax Guide

Provincial + Toronto MLTT + first-time rebates

12 pages 6 min
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buyer

The Pre-Approval Guide

Pre-qualification vs. pre-approval, and the rate hold

12 pages 6 min
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📏
buyer

The Stress Test Survival Guide

B-20, the qualifying rate, and how to pass

12 pages 6 min
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🔑
refinance

HELOC & the Smith Manoeuvre

Unlocking equity, the tax-smart way

16 pages 8 min
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🏡
refinance

The Reverse Mortgage Guide (55+)

Tax-free equity without selling

14 pages 7 min
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credit

Power of Sale in Ontario

Your options before it's too late

12 pages 6 min
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🧮
credit

Mortgage Solutions for CRA Tax Debt

Settle the debt before the lien

12 pages 6 min
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📈
credit

Bad Credit & B-Lender Mortgages in Ontario

Get in now, plan the exit to A-pricing

14 pages 7 min
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🏢
investor

CMHC MLI Select for Multifamily

Up to 95% LTV + 50-year amortization

18 pages 9 min
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