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Mortgage Squad Advisors
25+ calculators · 100% free

See your real numbers instantly.

Every calculator uses real Canadian semi-annual compounding — the same math our advisors run on your full application. No sign-up, no credit pull. Want to skip the math? Just ask Maya.

Updates as you type| CMHC, OSFI, FSRA rules baked in| Maya can walk you through any of them
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The three calculators every Canadian asks first.

Buying a home

Insurance, closing math, and the cash you'll need.

Refi & renewal

Is breaking it worth it? Can you renew lower?

Investment & commercial

Cashflow, DSCR, cap rate — for the income side.

Meet Maya

Canada’s 24/7 AI mortgage advisor.

Have a question right now? Maya answers instantly — in 50+ languages. Real humans on every file. Best-rate guarantee, or we pay you $500.

  • Instant answers
  • 50+ languages
  • Instant payment math
  • Voice calls
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Maya · AI advisor
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Real Canadian math

Semi-annual compounding, GDS/TDS, B-20 stress test, provincial LTT — every rule that matters.

Used by our advisors

These calculators share the math library our advisors use on real files. The number on screen is the number we’d quote.

Free forever

No sign-up. No credit pull. No upsell. Sliders move, numbers update.

For partners · Free

Put our mortgage calculator on your website

Realtors, planners and bloggers can embed our Canadian payment calculator with one line of code — free forever, mobile-friendly, no sign-up.

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Done with the math? Turn it into a real rate.

5-minute pre-qualification. No credit check. The same numbers you just saw — confirmed against 100+ lenders.