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Mortgage Squad Advisors
Media & press

Expert commentary on Canadian mortgages

Mortgage Squad Advisors’ senior brokers are available for journalist enquiries on Canadian mortgage rates, regulatory shifts, the renewal cycle, and emerging trends in the lending market. FSRA Licensed #13737, over two decades of industry experience, access to 100+ lenders.

FSRA #13737| 20+ years in the business
Available spokespeople

Senior licensed advisors available for interview

Every spokesperson below is FSRA-licensed and personally underwrites real Canadian mortgage files. Quotes are sourced from current practice, not desk research.

MS
Mortgage Squad Advisors Editorial Team
Licensed Mortgage Advisors · Reviewed by the Principal Broker
FSRA Brokerage #13737 · 20+ yrs

Mortgage content produced by Mortgage Squad Advisors' team of FSRA-licensed mortgage advisors and reviewed by the brokerage's Principal Broker, Surrayya Afzal (FSRA #M14001433), before publication. Brokerage licence: FSRA #13737.

UnderwritingSelf-employed (BFS)Investment property
Full bio
SA
Surrayya Afzal
Principal Broker · Mortgage Squad Advisors
FSRA #M14001433 · 20+ yrs

Principal Broker of Mortgage Squad Advisors (FSRA #M14001433) with two decades in Canadian mortgages. Surrayya runs the brokerage's agent training program and is on every new agent's early deals.

Agent training and mentorshipBrokerage operationsCommission structure
Full bio
Commentary topics

Topics we’re happy to comment on

For each topic below, we maintain current data, real-file examples, and an opinion we’re willing to attach our name to. Email media@ for a 30-60 minute briefing.

Canadian mortgage rate forecasts

5-year fixed + variable trajectory, BoC outlook, what borrowers should do in this cycle.

OSFI B-20 stress test changes

Policy mechanics, borrower impact, market consequences when rules tighten or loosen.

CMHC + insurer policy shifts

Insured mortgage caps, MLI Select multifamily, premium tier changes.

Mortgage renewal market dynamics

The 2025-2028 wave of renewals from the low-rate vintage. Borrower options and risk.

Newcomer + multicultural mortgage access

How major bank newcomer programs work, where they fall short, real outcomes.

Self-employed + alt-lending Canadian market

BFS underwriting, B-lender trends, private mortgage landscape, exit paths to A-pricing.

Press kit

For journalists + producers

Company facts
  • Name: Mortgage Squad Advisors (Ontario) Inc.
  • License: FSRA Brokerage License #13737
  • Principal Broker: Surrayya Afzal (FSRA #M14001433)
  • Experience: 20+ years in Canadian mortgages
  • Lender network: 100+ A-lenders, B-lenders, private
  • Coverage: FSRA-licensed in Ontario; serving clients across Canada
  • Languages: 12+ in-house
  • Headquarters: Vaughan, Ontario
Useful links
Commentary

Our senior brokers comment on rate cycles, the renewal wave, first-time-buyer rule changes, and ongoing OSFI / CMHC policy shifts. Reach out to info@mortgagesquad.ca to arrange an interview or request data.

Media desk

For interviews, expert commentary, data requests, or background briefings — typical reply in same business day, often within 1-2 hours.