Mortgage agent jobs in Ontario: the brokerage you wished you’d joined first.
Keep up to 100% of your commission. Live training. 100+ lenders. Apply for free — one $150/month platform fee, refunded when you fund $10M or 15 deals a year.
Try us for 3 months, no contract. Not a fit? Leave with 30 days’ notice. No exit fee.
100% confidential. Your current brokerage will never know. FSRA #13737
Every stage. Every background.
How do I become a mortgage agent in Ontario?
Take an FSRA-approved Mortgage Agent Level 1 course and pass it. Then a licensed brokerage, like us, sponsors you and you apply to FSRA for your licence.
What's the difference between Level 1 and Level 2?
Level 1 is the starting licence. It covers most home mortgages with banks, credit unions and other institutional lenders. Level 2 adds private lenders, and you need time as a Level 1 agent plus more FSRA-approved education first.
How much do mortgage agents make?
Mortgage agents are paid by commission, not a salary, usually 0.5% to 1.25% of each mortgage. At Mortgage Squad you keep 60% to 100% of that commission, based on published volume tiers.
| Tier | Yearly volume | You keep |
|---|---|---|
| Training | During training | 60% |
| Standard | Below $10M | 80% |
| Silver | $10M – $20M | 85% |
| Gold | $20M – $30M | 90% |
| Platinum | $30M – $50M | 95% |
| Legend | $50M+ | 100% |
What does it cost to join Mortgage Squad?
One flat platform fee of $150 a month. It's waived during your training tier and refunded in full at year-end when you fund $10 million or 15 deals in a calendar year. No desk fees, no tech fees, no training fees.
Can I work part-time?
Yes. Part-time agents are welcome and get the same training, tools and support. Because pay is commission, your income depends on the deals you close.
Can I switch my brokerage to Mortgage Squad?
Yes, and confidentially. We handle the licence transfer, lender set-up and onboarding, usually within days. Your current brokerage won't know you asked.
What training do new agents get?
Live training six sessions a week, led by our Broker Manager, plus a monthly 1-on-1 mentorship check-in. It's included in the $150 monthly fee.
- Mon & WedLive underwriting and deal structuring
- Tue & ThuLender product training with BDMs
- FridaySales, lead conversion and pipeline review
- SaturdayWeekend intensive, open to all agents
- Monthly1-on-1 mentorship check-in
What do I get when I join?
- Up to 100% commission on published tiers
- No contract: leave with 2 months' notice
- Live training 6 times a week
- 1-on-1 mentorship from our Broker Manager
- Maya AI for clients, Harvey AI for your files
- Personal agent subdomain, live in 24 hours
- Headshot and business cards on us
- 100+ bank, B and private lenders
How does Mortgage Squad compare?
20 side-by-side comparisons of published terms.
Explore what matters to you.
New to the industry? Read our guide to mortgage broker careers in Canada.
More questions
Still have a question? Call (905) 553-8550. It’s confidential.
Is Mortgage Squad a good brokerage to join?+
It depends on what you need. We offer live training several times a week, 100+ lenders, AI tools (Maya and Harvey), a personal subdomain, headshots, business cards and mentorship from our Broker Manager. We're FSRA licensed, #13737.
Is there a contract?+
No term agreement. Leave at any time with 2 months' written notice and no financial penalty. No exit fees, no clawbacks.
Do you provide leads?+
Yes. Leads from your own brand and subdomain are 100% yours at your full split. House leads from brokerage marketing are split 40/60 (you/brokerage).
What lenders will I have access to?+
Our network of 100+ lenders: big banks, monolines, credit unions, B-lenders and private/MIC lenders. That lets you place files many brokerages turn away.
Mortgage careers by city
Local opportunity, lender access and support in your market.
Ontario (25)+
British Columbia (6)+
Alberta (1)+
Manitoba (1)+
Saskatchewan (2)+
The application takes 2 minutes.
100% confidential. Your current brokerage will never know you asked.