Is "The FHSA Playbook" really free?

Yes. The FHSA Playbook is a free 16-page guide. Enter your email and we'll send the PDF right away — no cost and no obligation.

What does "The FHSA Playbook" cover?

It runs 16 pages across 7 sections — including What the FHSA is (and isn't); Contribution + carry-forward rules; FHSA vs. RRSP HBP vs. TFSA, and more.

Is this guide specific to Canada?

Yes. It's written by the FSRA-licensed team at Mortgage Squad Advisors (Brokerage #13737) for the Canadian market, with rules, programs, and rate context current for 2026.

Do I have to be a Mortgage Squad Advisors client to get it?

No. The guide is free to anyone — whether you're ready to apply or just researching your options.

How do I get advice for my own situation?

Ask Maya, our AI advisor, free 24/7 in 50+ languages, or book a no-obligation call with a senior broker. The guide explains the concepts; we tailor them to your file.

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The FHSA Playbook

16 pages · PDF · Free, no signup

8 min read

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Free guide

The FHSA Playbook

The First Home Savings Account, maximized

The FHSA is the most powerful down-payment tool Canada has ever launched — tax-deductible going in, tax-free coming out. This guide shows the contribution rules, the FHSA + RRSP HBP stack, and how Ontario first-time buyers turn it into a larger, faster down payment.

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Inside the guide

7 sections

1What the FHSA is (and isn't)
2Contribution + carry-forward rules
3FHSA vs. RRSP HBP vs. TFSA
4The stack: FHSA + HBP for couples
5Timing your withdrawal
6Common FHSA mistakes
7Ontario first-time buyer checklist

Frequently asked questions

Is "The FHSA Playbook" really free?: Yes. The FHSA Playbook is a free 16-page guide. Enter your email and we'll send the PDF right away — no cost and no obligation.
What does "The FHSA Playbook" cover?: It runs 16 pages across 7 sections — including What the FHSA is (and isn't); Contribution + carry-forward rules; FHSA vs. RRSP HBP vs. TFSA, and more.
Is this guide specific to Canada?: Yes. It's written by the FSRA-licensed team at Mortgage Squad Advisors (Brokerage #13737) for the Canadian market, with rules, programs, and rate context current for 2026.
Do I have to be a Mortgage Squad Advisors client to get it?: No. The guide is free to anyone — whether you're ready to apply or just researching your options.
How do I get advice for my own situation?: Ask Maya, our AI advisor, free 24/7 in 50+ languages, or book a no-obligation call with a senior broker. The guide explains the concepts; we tailor them to your file.

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