Is "Ontario Land Transfer Tax Guide" really free?

Yes. Ontario Land Transfer Tax Guide is a free 12-page guide. Enter your email and we'll send the PDF right away — no cost and no obligation.

What does "Ontario Land Transfer Tax Guide" cover?

It runs 12 pages across 6 sections — including How Ontario LTT is calculated; Toronto's municipal LTT (the double); First-time buyer rebate — provincial, and more.

Is this guide specific to Canada?

Yes. It's written by the FSRA-licensed team at Mortgage Squad Advisors (Brokerage #13737) for the Canadian market, with rules, programs, and rate context current for 2026.

Do I have to be a Mortgage Squad Advisors client to get it?

No. The guide is free to anyone — whether you're ready to apply or just researching your options.

How do I get advice for my own situation?

Ask Maya, our AI advisor, free 24/7 in 50+ languages, or book a no-obligation call with a senior broker. The guide explains the concepts; we tailor them to your file.

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Ontario Land Transfer Tax Guide

12 pages · PDF · Free, no signup

6 min read

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Free guide

Ontario Land Transfer Tax Guide

Provincial + Toronto MLTT + first-time rebates

Ontario charges land transfer tax — and Toronto charges it twice. This guide breaks down the provincial LTT, the Toronto municipal LTT, the first-time buyer rebates for both, and exactly what you'll owe at closing.

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Inside the guide

6 sections

1How Ontario LTT is calculated
2Toronto's municipal LTT (the double)
3First-time buyer rebate — provincial
4First-time buyer rebate — Toronto
5Worked examples by price
6When LTT is due

Frequently asked questions

Is "Ontario Land Transfer Tax Guide" really free?: Yes. Ontario Land Transfer Tax Guide is a free 12-page guide. Enter your email and we'll send the PDF right away — no cost and no obligation.
What does "Ontario Land Transfer Tax Guide" cover?: It runs 12 pages across 6 sections — including How Ontario LTT is calculated; Toronto's municipal LTT (the double); First-time buyer rebate — provincial, and more.
Is this guide specific to Canada?: Yes. It's written by the FSRA-licensed team at Mortgage Squad Advisors (Brokerage #13737) for the Canadian market, with rules, programs, and rate context current for 2026.
Do I have to be a Mortgage Squad Advisors client to get it?: No. The guide is free to anyone — whether you're ready to apply or just researching your options.
How do I get advice for my own situation?: Ask Maya, our AI advisor, free 24/7 in 50+ languages, or book a no-obligation call with a senior broker. The guide explains the concepts; we tailor them to your file.

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