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Building a Real Estate Portfolio in Canada
36 pages · PDF · Free, no signup
18 min read
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Free guide

Building a Real Estate Portfolio in Canada

From your first rental to your tenth

The mortgage-side guide for Canadian real estate investors. Rental income offset (50% vs 100%), CMHC MLI Select, BRRRR-friendly lenders, portfolio limits, DSCR-style products, and how to keep your file qualifying as you scale.

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Inside the guide

9 sections
  1. 1Rental income calculation methods — lender-by-lender
  2. 2CMHC MLI Select: up to 95% LTV on multi-family
  3. 3BRRRR: which lenders refinance at post-reno value
  4. 4Portfolio limits: managing concurrent files
  5. 5Stress-test optimization across personal + investment
  6. 6DSCR-style lending in Canada (it's here)
  7. 7Bare Trust + HoldCo structures — pros and cons
  8. 8Cap rate analysis: what to model, what to ignore
  9. 9Example portfolio: $4M built in 6 years

Frequently asked questions

Is "Building a Real Estate Portfolio in Canada" really free?
Yes. Building a Real Estate Portfolio in Canada is a free 36-page guide. Enter your email and we'll send the PDF right away — no cost and no obligation.
What does "Building a Real Estate Portfolio in Canada" cover?
It runs 36 pages across 9 sections — including Rental income calculation methods — lender-by-lender; CMHC MLI Select: up to 95% LTV on multi-family; BRRRR: which lenders refinance at post-reno value, and more.
Is this guide specific to Canada?
Yes. It's written by the FSRA-licensed team at Mortgage Squad Advisors (Brokerage #13737) for the Canadian market, with rules, programs, and rate context current for 2026.
Do I have to be a Mortgage Squad Advisors client to get it?
No. The guide is free to anyone — whether you're ready to apply or just researching your options.
How do I get advice for my own situation?
Ask Maya, our AI advisor, free 24/7 in 50+ languages, or book a no-obligation call with a senior broker. The guide explains the concepts; we tailor them to your file.
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