Mortgage Squad Advisors vs Pineapple Financial: a comparison for mortgage agents
Weighing a move from Pineapple Financial? Here are our published terms for Ontario mortgage agents (commission, fees, training, mentorship and technology) alongside the questions to ask Pineapple Financial, so you can compare on current, written terms.
Published, transparent tiers from 60% to 100% — the same for everyone, never negotiated behind closed doors.
Direct, ongoing one-on-one coaching from our Broker Manager (15+ years) and senior brokers — included, never an add-on.
Your $150/month platform fee is fully refunded once you fund $10M (or 15 deals) in a year — so producing agents pay $0.
A no-penalty 3-month trial: try us, and leave in your first 3 months with 30 days' notice. No exit fee. (Standard term agreement after the trial.)
Earn beyond your own deals: a Growth Plan for building a team, and a Performance Plan tied to your production. Real extra income — details from the office.
The right brokerage depends on what you value, so compare written terms. At Mortgage Squad Advisors you get commission up to 100% on published tiers, a flat $150/month platform fee refunded in full at $10 million or 15 funded deals, live + virtual training and monthly 1-on-1 mentorship led by our Broker Manager, 100+ lenders across A, B and private channels, and your own brand leads kept at your full split, plus house leads at a 40/60 split on top. For Pineapple Financial’s current terms, ask Pineapple Financial directly and put the answers next to ours.
Our published terms, and what to ask Pineapple Financial
The Mortgage Squad Advisors column shows our own published terms. We make no statement here about Pineapple Financial’s terms, which are set by Pineapple Financial and can change, so confirm them with Pineapple Financial directly.
How our $150 platform fee refund works
No desk fees. No franchise royalties. Every fee is published up front. You pay a single flat $150/month platform fee, and we refund 100% of it at year-end to any agent who funds $10 million (or completes 15 funded deals) in the calendar year. Hit that target and your platform (Maya, Harvey, your subdomain, training, and mentorship) is effectively free. When you compare, ask Pineapple Financial for its full fee schedule in writing.
What Mortgage Squad Advisors offers agents
- No desk fees and no franchise royalties: every fee published up front, one flat $150/month platform fee, refunded in full when you fund $10 million (or complete 15 funded deals) in a year
- Commission up to 100% on published tiers
- Live training weekdays and Saturdays, led personally by our Broker Manager
- Monthly 1-on-1 mentorship as standard, plus the Broker Manager on every deal for your first 90 days
- Maya AI for clients, Harvey AI for your files & compliance, built for the Canadian market
- Your own SEO-optimized subdomain live within 24 hours
- Full commercial and alternative-lending desks, with commercial and residential volume in one production line
- Access to 100+ lenders across A, B and private channels
- Leads you generate through your own brand and subdomain are 100% yours at your full split, plus house leads from our own brokerage marketing at a 40/60 split on top, never distributed by seniority
- A special underwriting course, live lender presentations, and hands-on lead-generation and marketing training
- The broker is reachable 24/7 for urgent deals and questions
- Free professional business cards and headshot photography to start
- Licensing course paid back after 12 months and $10M funded, and two profit-sharing plans (Growth and Performance)
Pineapple Financial and Mortgage Squad Advisors at a glance
Pineapple Financial is a technology-focused Canadian mortgage brokerage network built around its own agent platform. Mortgage Squad Advisors is an FSRA-licensed Ontario brokerage (#13737) whose agents use Mortgage360 with two built-in AI tools, Maya for client enquiries and Harvey for file briefs and compliance checks, alongside live weekday and Saturday training.
Mortgage Squad Advisors vs Pineapple Financial: FAQ
How does Mortgage Squad Advisors compare with Pineapple Financial for mortgage agents in Ontario?
It depends on what you value, so compare the published terms side by side. Ours are: commission tiers up to 100%, live training and monthly 1-on-1 mentorship led by our Broker Manager, and a flat $150/month platform fee that's refunded in full when you fund $10 million (or complete 15 funded deals) in a calendar year. Mortgage Squad Advisors is an FSRA-licensed Ontario brokerage (#13737). For Pineapple Financial's current terms, ask Pineapple Financial directly.
What commission split does Mortgage Squad Advisors offer?
Mortgage Squad Advisors publishes its full tier table: 60% during the training period (with our Broker Manager on every deal), then 80% below $10M, 85% at $10–20M, 90% at $20–30M, 95% at $30–50M, and up to 100% at $50M+. When comparing with Pineapple Financial, ask for their current split and fee schedule in writing.
Does Mortgage Squad Advisors charge monthly desk fees?
No desk fees and no franchise royalties. Every fee is published up front. There is a single flat $150/month platform fee that covers the technology, training, and mentorship, and it is refunded 100% at year-end to any agent who funds $10 million (or completes 15 funded deals) in the calendar year.
Does Mortgage Squad Advisors offer 1-on-1 mentorship and live training?
Yes. Training is live, in-person and virtual, on weekdays and Saturdays, led personally by our Broker Manager. Every agent gets monthly 1-on-1 mentorship check-ins, and new agents have the Broker Manager working every deal with them for their first 90 days.
Can I switch from Pineapple Financial to Mortgage Squad Advisors, and is it confidential?
Yes. Switching brokerages is routine, and every conversation with us is confidential; we never contact your current brokerage without your permission. Your existing book imports cleanly from Scarlett or Finmo, your agent portal and subdomain go live within 24 hours, and experienced agents can have prior production counted toward their tier from day one.
Is Mortgage Squad Advisors a good brokerage for brand-new agents?
It's built for them. New agents most often struggle for lack of structure rather than talent, so Mortgage Squad Advisors maps your first 30 days, has our Broker Manager work every deal alongside you for your first 90 days, and pays back your licensing course once you've completed 12 months and funded $10M.
Compare us with other brokerages
The bottom line
Pineapple Financial is an established option, and the right fit depends on how you work. Our terms are published: commission up to 100%, a $150/month platform fee refunded in full at $10 million or 15 funded deals, live + virtual training and monthly mentorship from our Broker Manager, 100+ lenders, and your own brand leads kept at your full split plus house leads at a 40/60 split on top. Put them next to Pineapple Financial’s current written terms and decide. The conversation with us is confidential and there’s no pressure.