Mortgage Squad Advisors vs Centum Financial Group
A Canadian mortgage broker network, founded in British Columbia, whose independently owned franchise offices operate under the Centum brand. Here’s a factual side-by-side so you can pick the right fit for your file.
What is Centum Financial Group?
A Canadian mortgage broker network, founded in British Columbia, whose independently owned franchise offices operate under the Centum brand.
Centum franchise offices and their agents arrange mortgages with lenders from the network's panel, serving clients in their local communities.
Mortgage Squad Advisors is an independent mortgage brokerage licensed by FSRA in Ontario only (#13737), with its head office in Vaughan and access to 100+ lenders — banks, monolines, credit unions, B-lenders and private lenders.
A franchise network with roots in Western Canada, giving borrowers there and in other provinces a local office to visit — and franchise owners the flexibility to build their own specialties.
Centum Financial Group websiteFor Ontario borrowers: one independent brokerage with a named advisor, specialty desks, a 100+ lender panel, 15+ languages in-house and Maya AI 24/7.
About usSide-by-side comparison
Factual, current as of January 2026. Honest where they outperform; clear where we do.
Who Centum Financial Group suits
- Borrowers in BC, Alberta and other provinces we don't serve
- People referred to a specific Centum office
- Clients who want a local franchise office nearby
When comparing lenders through a broker helps
- Ontario purchases, renewals and refinances where a second brokerage quote helps
- Self-employed and newcomer files that need lender matching
- Commercial or multi-residential financing in Ontario
- When you want the same advisor through funding, plus Maya AI after hours
Centum is a franchise broker network with Western Canada roots and offices in several provinces. For Ontario borrowers, we offer a single independent brokerage with specialty desks and 100+ lenders.
When you're in Ontario and want consistent service from one brokerage, specialty-desk access, multilingual help or Maya AI 24/7.
If you're in BC, Alberta or another province we don't serve, or you've been referred to a specific Centum office.
Mortgage Squad vs Centum Financial Group: common questions
Is Mortgage Squad Advisors better than Centum Financial Group?
It depends on your file. When you're in Ontario and want consistent service from one brokerage, specialty-desk access, multilingual help or Maya AI 24/7. On the other hand: If you're in BC, Alberta or another province we don't serve, or you've been referred to a specific Centum office.
How is Mortgage Squad Advisors different from Centum Financial Group?
For Ontario borrowers: one independent brokerage with a named advisor, specialty desks, a 100+ lender panel, 15+ languages in-house and Maya AI 24/7.
When should I choose Centum Financial Group over Mortgage Squad Advisors?
If you're in BC, Alberta or another province we don't serve, or you've been referred to a specific Centum office.
Where is Mortgage Squad Advisors licensed?
Mortgage Squad Advisors (Ontario) Inc. is licensed by FSRA as a mortgage brokerage (licence #13737) under Ontario's Mortgage Brokerages, Lenders and Administrators Act, 2006, and serves clients in Ontario only from its Vaughan head office. Out-of-province files are referred to licensed partners elsewhere in Canada.
Is Centum a franchise?
Yes — Centum operates as a network of independently owned franchise offices under the Centum brand. Services and specialties can vary by office.
Does Mortgage Squad serve British Columbia or Alberta?
No. We're licensed by FSRA in Ontario only; files elsewhere in Canada are referred to licensed partners in that province.
How do I compare two mortgage brokers?
Ask each for a written offer and compare the rate, term, prepayment privileges, penalty method and any fees — and ask which lenders they considered.
Which is better for you?
Pick what matters most — get an honest read.
Get a 5-minute pre-qual.
No bureau pull, no commitment. For Ontario borrowers, we’ll model your file across our 100+ lender panel so you can compare like for like with anything Centum Financial Group quotes you.
Compare us to other mortgage options
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A Canadian online mortgage brokerage owned by Ratehub, the rate-comparison website.
A Canadian mortgage brokerage that advertises salaried (non-commissioned) mortgage agents and serves clients online, by phone and at walk-in locations in some cities.
A Canadian digital-first mortgage company: borrowers get a quote, apply, upload documents and track their mortgage online, with its mortgage team available as needed.