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Why Mortgage Squad Advisors

Why mortgage agents join Mortgage Squad Advisors.

There are 30+ Canadian brokerages. We built ours on six pillars: training, mentorship, AI, commission, lead engine, and commercial. Here’s how each one works.

FSRA #1373720+ yrs combined experienceNo-contract trialSix pillarsAI in-houseUp to 100% split
FSRA #13737| 20+ years combined industry experience| 15+ languages
Six pillars · what we’re built on
Pick any one — we’re strong there.
All six, in one brokerage.
New agents rarely leave for lack of talent. Structure, mentorship and tools are how we’re built to support them.
Up to 100% commission

Published, transparent tiers from 60% to 100% — the same for everyone, never negotiated behind closed doors.

Free 1-on-1 mentorship

Direct, ongoing one-on-one coaching from our Broker Manager (15+ years) and senior brokers — included, never an add-on.

Zero monthly fees for producers

Your $150/month platform fee is fully refunded once you fund $10M (or 15 deals) in a year — so producing agents pay $0.

No contract to start

A no-penalty 3-month trial: try us, and leave in your first 3 months with 30 days' notice. No exit fee. (Standard term agreement after the trial.)

Profit-sharing — two plans

Earn beyond your own deals: a Growth Plan for building a team, and a Performance Plan tied to your production. Real extra income — details from the office.

15+ yrs
Broker Manager · years in the business
#13737
FSRA-licensed brokerage
100+
Lenders, from bank to private
12+
Languages spoken in-house
The six pillars

Six pillars, built to work together.

We invested in all six because each one alone is necessary-but-not-sufficient. Together, they compound.

Training · 6 live sessions/wk

Led by our Broker Manager personally. Not videos. Not delegated to junior staff. Mondays + Wednesdays underwriting. Tue/Thu lender BDM product training. Fridays sales + pipeline review. Saturdays weekend intensive.

Mentorship · structural

Monthly 1-on-1 with our Broker Manager — every agent, no exceptions. Senior mentor pairing. Live deal shadowing. Anonymous file reviews. Direct text/Slack access. It’s not a perk; it’s how we operate.

AI platform · built in-house

Maya (24/7 client AI in 50+ languages). Harvey (back-office tool for file briefs and lender match, plus a compliance scan on every file). Built in Canada specifically for Canadian mortgage work.

Commission · up to 100%

Published tier table from 60% (Training) to 100% (Legend). Fund $10M and your Volume Bonus locks your tier in for the year. Two profit-sharing plans (Growth + Performance). The $150/month fee is waived on the training tier and refunded in full at $10M or 15 funded deals. Transparent. Nothing buried.

Lead engine · your brand first

Personal SEO subdomain live in 24 hours. Social auto-publishing from our content library. GHL email + SMS sequences. Leads from your own brand stay 100% yours at your full split; house leads come on top at a 40/60 split. We don’t promise inbound volume.

Dedicated commercial desk

Full product line: CMHC MLI Select, multifamily, retail, industrial, hospitality, construction-to-perm. Direct relationships with CMHC, Equitable, Trez, KingSett, RFA. Stacked commission with residential.

Why structure matters

Built for the agents the industry usually loses.

  • Structure from day one: live training, mentorship and a published plan for your first 90 days
  • Maya + Harvey take client questions, file prep and compliance checks off your desk
  • First 90 days: the Broker Manager works every deal with you
  • Monthly 1-on-1 with our Broker Manager — never skipped, never delegated
  • SEO subdomain live within 24 hours — leads from your own brand stay 100% yours
  • Commercial desk lets agents add a second product line without leaving
  • Licensing course paid back after 12 months + $10M funded
  • Quarterly top-producer round-tables create a peer network that grows with you
How to compare

Our terms, and what to ask any brokerage.

Category
Mortgage Squad Advisors
Ask any brokerage
Training
6 live sessions/wk · led by Broker Manager
Live or recorded? How often? Who leads it?
Mentorship
Monthly 1-on-1 · every agent
Is 1-on-1 mentorship scheduled, and for whom?
AI platform
Maya + Harvey built in-house
Which tools are included, and which cost extra?
Commission
Published 60-100% · volume bonus · profit-share
Is the split table published? What are all the fees?
Subdomain SEO
Live in 24 hr · SEO-optimized for your city
Do I get my own website, and how soon?
Commercial desk
Dedicated desk · 7+ direct lender rels
Can I place commercial files in-house?
Getting started
No-contract first 3 months · no exit fee
What contract term applies? Is there an exit fee?
Mortgage360 · brokerage scorecard
Lender network100+
Commission tiersPublished
Platform fee$150 · refundable
Languages spoken12+
FSRA license#13737
Combined experience20+ yrs
FAQ

Big-picture questions about Mortgage Squad Advisors.

What makes Mortgage Squad Advisors fundamentally different from the other 30+ Canadian brokerages?
Most brokerages compete on one or two things — commission OR technology OR brand. We compete on all six pillars: training, mentorship, AI platform, commission, lead engine, and commercial desk. Together they compound.
Is FSRA #13737 important?
Yes — and it’s the brokerage’s FSRA licence, held in good standing. It’s a signal of stability (you’re not joining a brokerage that might lose its license or get acquired tomorrow) and integrity (FSRA’s licensee records are publicly searchable).
Why does the training schedule emphasize our Broker Manager personally?
Because new agents need senior judgment, not junior training. The Broker Manager has 15+ years of files behind them, and that judgment is what you are learning. We don't delegate training to junior staff or a third-party LMS.
Why is the model built around structure?
Because new agents who leave the industry rarely leave for lack of talent; it is usually a lack of structure. So we built three things in: (1) Live training, not videos. (2) Real mentorship, with a monthly 1-on-1 for every agent. (3) Tools that take admin off your desk — Maya for your clients, Harvey for your files and compliance. None of these is a marketing trick; they’re structural design choices.
Are the AI tools real or marketing?
Real. Built in-house. Maya answers client enquiries 24/7 in 50+ languages and hands off to you when the client needs their advisor. Harvey briefs your deals, matches lenders, drafts client messages and scans every file for compliance issues before submission. We can demo any of them on a real (anonymized) file in your intake call.
Why is the brokerage based in Ontario?
Two reasons: (1) Ontario is the largest mortgage market in Canada, and the brokerage is licensed by FSRA, Ontario's regulator. (2) The Broker Manager has 15+ years of relationships with Ontario lenders, real-estate networks, and the multilingual communities we serve. Agents across Ontario take part in person at our Vaughan head office or through live virtual sessions.
What's the long-term play?
Become the most trusted mortgage brokerage in Canada — measured by agent retention, client outcomes, and lender confidence. We’re not chasing acquisition by a US private equity fund. We’re not racing to IPO. We’re building a company that exists in 20 years with the same DNA. Boring? Maybe. Stable? Yes. Better for your career? Without question.
How big do you want to get?
We will grow with quality. We support a growing team of agents across Ontario and could grow far faster if we relaxed standards — but we won’t. Every new agent has to fit the culture: works hard, takes mentorship seriously, treats clients well, contributes to the team. The brokerage is only as good as the worst agent in the room.
What's the honest downside of joining?
(1) Accountability is real — your monthly 1-on-1 will surface things you might prefer to ignore. (2) The standard for client communication is high — Maya plus our compliance bar means you can’t skate on shoddy intake. (3) We don’t coast. If you want a brokerage that lets you disappear, this isn’t it.
How do I take the next step?
Apply confidentially. Meet our Broker Manager personally (not a recruiter — our Broker Manager does intake). Contract reviewed and signed. FSRA transfer filed. Portal and subdomain live within 24 hours. Your first three months are a no-contract trial, with 30 days' notice and no exit fee if it isn't the right fit.

Want a 30-minute conversation with our Broker Manager?

Apply confidentially. Intake is with our Broker Manager personally — not a recruiter. No commitment.

Trained directly by our Broker Manager| FSRA #13737
Explore more

More on what makes Mortgage Squad Advisors different.