Mortgage agent commission splits: the more you produce, the more you keep.
Transparent published splits. Up to 100% available. Volume Bonus locks your tier in for the year. Monthly fee disappears at Legend tier. Two profit-sharing plans that pay you beyond your own deals.
Published, transparent tiers from 60% to 100% — the same for everyone, never negotiated behind closed doors.
Direct, ongoing one-on-one coaching from our Broker Manager (15+ years) and senior brokers — included, never an add-on.
Your $150/month platform fee is fully refunded once you fund $10M (or 15 deals) in a year — so producing agents pay $0.
A no-penalty 3-month trial: try us, and leave in your first 3 months with 30 days' notice. No exit fee. (Standard term agreement after the trial.)
Earn beyond your own deals: a Growth Plan for building a team, and a Performance Plan tied to your production. Real extra income — details from the office.
Published. Transparent. Nothing buried.
Read it before you talk to us. The split listed here is the split in the contract.
What stacks alongside your base commission.
Volume Bonus · tier locks in
Fund $10M in a calendar year and your split tier locks in for the next full year. Maintain $2.5M per quarter to keep it (otherwise the split may be adjusted down with written notice). Tier upgrades are assessed on the same annual cycle.
Profit-sharing · two plans
Earn beyond your own deals. The Growth Plan rewards you for building a team — share in the brokerage’s success as the agents you bring in produce. The Performance Plan (our Net Profit Participation Plan) shares the brokerage’s profit as you produce. Most brokerages keep this upside; we share it. Details from the office.
Course paid back · 12 mo + $10M
Your licensing course is paid back once you've been a licensed Mortgage Squad Advisors agent for 12 months and funded $10 million in that time. Course fees are set by the FSRA-approved provider you choose.
Platform included on every tier
Mortgage360, Maya, Harvey, subdomain, Mortgage Squad Advisors Academy — all included on every split. The platform isn’t a paid add-on; it’s how we run the brokerage.
QuickBooks-synced accounting
Every funded deal flows to your commission ledger in real time. Direct deposit twice monthly. T4A issued in January. You see accruing, paid, and pending balances any time.
Prior production counts
Experienced agents start at 80% from day one, and prior production counts toward your starting tier when you bring evidence of it. You don’t restart at the bottom for having moved.
Build a team. Share the upside.
Most brokerages keep 100% of the upside when you help them grow. We don’t — we run two profit-sharing plans so you can earn well beyond your own commissions.
The Growth Plan rewards you for building a team — bring experienced agents to Mortgage Squad and share in the brokerage’s success as they produce, at no cost to them. The Performance Plan (our Net Profit Participation Plan) lets you share in the brokerage’s profit as your own production grows. This is exactly the kind of upside most brokerages keep for themselves — and we share it.
Everything you earn, in one place.
- Your current tier and split, from the published table
- Tier locked in for the year once reached
- Profit-sharing · Growth + Performance plans
- Licensing course paid back after 12 months + $10M funded
- Monthly platform fee · $150 (refunded at $10M / 15 deals)
- Direct deposit · twice monthly, 15th + last day
- T4A issued January following year
- Accruing, paid and pending balances at any time
Common questions about commission.
Are these splits real or marketing?
How fast can I move up tiers?
What's the monthly platform fee?
Is the fee really waived during training tier?
How does the Volume Bonus work?
How is commission accounting handled?
What about profit-sharing?
Course reimbursement — what does that actually cover?
Can I see the full contract before signing?
Want to see your projected take-home?
Apply confidentially. We'll model your prior 12 months at Mortgage Squad Advisors tiers + volume bonuses so you can compare apples-to-apples.