Mortgage Squad Advisors vs LowestRates
A Canadian rate-comparison website for mortgages, insurance and other financial products that connects shoppers with participating providers. Here’s a factual side-by-side so you can pick the right fit for your file.
What is LowestRates?
A Canadian rate-comparison website for mortgages, insurance and other financial products that connects shoppers with participating providers.
You enter your details on LowestRates.ca, see quotes from participating brokers and lenders, and then deal with the provider you choose.
Mortgage Squad Advisors is an independent mortgage brokerage licensed by FSRA in Ontario only (#13737), with its head office in Vaughan and access to 100+ lenders — banks, monolines, credit unions, B-lenders and private lenders.
Quick, simple rate snapshots from multiple participating providers, and comparisons for insurance and other financial products in the same place.
LowestRates websiteYou deal with us directly from the start — a licensed Ontario brokerage with 100+ lenders, specialty desks, 15+ languages in-house and Maya AI 24/7.
About usSide-by-side comparison
Factual, current as of January 2026. Honest where they outperform; clear where we do.
Who LowestRates suits
- Quick rate snapshots before speaking to anyone
- Shoppers comparing insurance and other products too
- Borrowers happy to pick a provider from a list
When comparing lenders through a broker helps
- When you want to know who will handle your file before sharing your details
- When your income or credit needs a lender that fits, not just the lowest listed rate
- When structure, penalties and prepayment terms need explaining
- Ontario renewals and refinances where you want the same advisor start to finish
LowestRates.ca helps you see quotes from participating providers quickly. We're the brokerage itself — you work directly with licensed Ontario advisors who price your file across 100+ lenders.
When you want to know exactly who is handling your mortgage from the first conversation, and you're in Ontario.
When you want a quick snapshot of quotes from several providers, or you're also comparing insurance and other products.
Mortgage Squad vs LowestRates: common questions
Is Mortgage Squad Advisors better than LowestRates?
It depends on your file. When you want to know exactly who is handling your mortgage from the first conversation, and you're in Ontario. On the other hand: When you want a quick snapshot of quotes from several providers, or you're also comparing insurance and other products.
How is Mortgage Squad Advisors different from LowestRates?
You deal with us directly from the start — a licensed Ontario brokerage with 100+ lenders, specialty desks, 15+ languages in-house and Maya AI 24/7.
When should I choose LowestRates over Mortgage Squad Advisors?
When you want a quick snapshot of quotes from several providers, or you're also comparing insurance and other products.
Where is Mortgage Squad Advisors licensed?
Mortgage Squad Advisors (Ontario) Inc. is licensed by FSRA as a mortgage brokerage (licence #13737) under Ontario's Mortgage Brokerages, Lenders and Administrators Act, 2006, and serves clients in Ontario only from its Vaughan head office. Out-of-province files are referred to licensed partners elsewhere in Canada.
How does LowestRates.ca work?
It's a rate-comparison website that shows quotes from participating mortgage providers; you then deal with the provider you choose. See lowestrates.ca for details.
Is the rate on a comparison site the rate I'll get?
Not necessarily. Final pricing depends on your credit, income, down payment, property and term, and is confirmed in a written offer.
What's the difference between a comparison site and a broker?
A comparison site lists offers from providers. A licensed brokerage like Mortgage Squad works on your file directly, matches it to lenders and manages it to funding.
Which is better for you?
Pick what matters most — get an honest read.
Get a 5-minute pre-qual.
No bureau pull, no commitment. For Ontario borrowers, we’ll model your file across our 100+ lender panel so you can compare like for like with anything LowestRates quotes you.
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