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Residential mortgages

Mortgages for every situation, shopped across 100+ lenders.

From your first home to your fifth investment property, and every complex file in between, we shop 100+ lenders to find the right mortgage for the moment you’re in.

Products reviewed by the Principal Broker, Mortgage Squad Advisors · FSRA #13737| Updated September 2026
Mortgage solutions
14+
Every situation covered
Lender network
100+
Banks · monolines · credit unions · private
Cost to you
$0
On standard residential deals (lender-paid)
Languages
15+
In-house languages; Maya (AI) in 50+

Choose your mortgage

6 reasons to get your mortgage through us

Whatever situation you're in, here's why borrowers shop the whole market with us.

1

One team for every situation

First home, fifth investment property, a tricky self-employed file, or an urgent power of sale — the same FSRA-licensed team and 100+ lender network handles all of it.

2

Broker-channel pricing

We access broker-channel pricing that is often well below a bank's posted rate and first offer, on standard residential deals at no cost to you. Check today's numbers on our live rate board.

3

The complex files are our specialty

Self-employed, newcomer, bruised credit, private, reverse, construction, multiplex — we own the files the banks decline, with a plan back to A-pricing where it applies.

4

One application, every lender

We submit your file once and compare the whole network, so you get each lender's best and the market's best side by side.

5

Advice you can check

Lender compensation can differ, so any compensation or conflict of interest on your file is disclosed to you in writing, and we explain every recommendation in terms of rate, terms and fit.

6

Rate Beat offer vs Big-6 (conditions apply)

Rate-beat offer: if you bring a written, current offer from one of the six largest banks for the same product, term and amount, we will try to beat it or pay you $500 (keep it, or we donate it to your favourite charity). Conditions apply; see mortgagesquad.ca/rate-beat-guarantee. Maya (AI) is on call 24/7 in 50+ languages while you decide.

Why finance with us

  • Every mortgage type under one roof — purchase to private, shopped across 100+ lenders.
  • Broker-channel rates, often well below posted, free to you on standard deals.
  • Specialists in the complex files the banks decline.
  • FSRA #13737 · Rate Beat offer vs Big-6 (conditions apply) · 15+ languages.
FSRA #13737 · Mortgage Squad Advisors · Rate Beat: we try to beat an eligible Big-6 offer, or pay you $500 (conditions apply).

Mortgage products FAQ

What types of mortgage can a broker arrange?
Everything on this page — purchases, renewals, refinances, HELOCs, and the complex files banks struggle with (self-employed, new-to-Canada, bruised credit, private, reverse, construction, multiplex). We shop all of it across 100+ lenders on one application.
Does it cost more to use a broker?
No. On standard residential deals the lender pays our commission on funding, so our service is free to you, and broker-channel rates are often well below a bank's posted rate and first offer. Specialty/private files may carry fees, always disclosed in writing first. See today's rates.
Which mortgage is right for my situation?
It depends on your goal — buying, renewing, pulling equity, or solving a tougher file. Pick the closest product above for the detail, or start an application and we'll match you to the lowest-cost path. Maya, our AI assistant, can point you in seconds, in 50+ languages.
How many lenders do you compare?
100+ — the Big-6 banks, monoline lenders, credit unions, alt-A/B lenders, and private capital. No single lender wins every file, so we put yours in front of the ones that fit it and bring back the lowest.

Not sure which mortgage fits?

Start one application — we’ll match you to the lowest-cost path across 100+ lenders. No bureau pull to start.