No Lock-In: Try Mortgage Squad Before You Commit (Risk-Free Agent Trial)

Short answer: yes — you can try Mortgage Squad before you commit to anything long-term. Every agent starts with a 3-month Trial Period. During the trial, either side can end the arrangement with 30 days' written notice — no penalty, no admin fee, no exit charge. You work real deals on the full platform and decide with evidence, not a recruiting pitch. We would rather earn your stay than trap you into it.

The real fear: getting locked into the wrong brokerage

Every experienced mortgage agent has heard the pitch — the splits, the leads, the technology, the mentorship — and most have been burned by at least one of them. The leads never materialize. The "100% split" is buried under fees. The training was a slideshow. And by the time you figure it out, you are stuck: a multi-year agreement, an exit fee, and the hassle of moving your licence and your book all over again.

That fear is rational, and it keeps good agents sitting at brokerages they have already outgrown. So we removed it from the decision. You should not have to gamble a year of your career to find out whether a brokerage is what it claims to be. You should be able to try it.

How the no-penalty trial works

Your first three months at Mortgage Squad are a Trial Period built specifically so you can test the brokerage with no downside:

• Three months to try everything. Full access to the platform from day one — there is no stripped-down "trial version."
• Leave with 30 days' written notice. If it is not the right fit, you give notice and go. There is no early-exit penalty and no administration fee during the trial.
• No catch on your deals. Deals you fund during the trial are funded at your real, published split — the trial is about fit, not a lower payout.

What you actually get to test in those three months is the whole offer, not a demo: the Mortgage360 platform and our in-house AI (Maya for clients and Harvey for your files and compliance), real house leads, the published commission tier you qualify for, daily live training, and one-on-one mentorship with our Broker Manager. If the leads, the tech, and the support are real — and they are — you will know inside ninety days. If they are not what we promised, you owe us nothing to leave.

What happens after the trial — stated plainly

We believe in being straight about this, because the whole point is trust. If you choose to stay past the three-month trial, the arrangement continues as a standard term agreement — the same kind of agreement every brokerage uses to run a stable business. We will walk you through every clause before you sign, and you are encouraged to get independent legal advice. The difference is the order of operations: you prove the brokerage first, then you commit — not the other way around. Most brokerages ask you to commit on the promise. We ask you to commit on the proof.

Your clients stay yours

A big part of feeling "locked in" is the fear that your book becomes the brokerage's property. At Mortgage Squad, clients you bring or generate through your own efforts are your clients. If you ever leave, you can take your client data with you, subject to the Principal Broker's written sign-off and compliance with privacy law. We are not holding your relationships hostage — they were yours before you arrived and they stay yours when you go.

Why we run it this way

A brokerage that needs a long lock-in to keep its agents is telling on itself. Lock-ins exist to retain people who would otherwise leave. We would rather build something agents do not want to leave — and the no-penalty trial is how we put our money where our mouth is. It also keeps us honest: if we over-promise on leads or support, you will simply walk in ninety days, so we are motivated to deliver from week one. To see the full picture before you even start the trial, read why agents choose Mortgage Squad and the commission and fee structure.

Frequently asked questions

Can I really try a mortgage brokerage before signing a long-term deal?

At Mortgage Squad, yes. Every agent begins with a 3-month Trial Period. During it, either party can end the arrangement with 30 days' written notice, with no penalty and no administration fee. You use the full platform and decide based on real results, not a recruiting promise.

Is there a fee to leave during the trial?

No. There is no early-exit penalty and no admin fee if you give 30 days' written notice during the three-month trial. You are free to go.

What happens after the 3-month trial?

If you stay, the arrangement continues as a standard term agreement, which we review with you in full before you commit (independent legal advice is encouraged). The trial exists so you prove the brokerage first and commit second.

Do I keep my clients if I leave?

Yes. Clients you generate through your own efforts are yours. On departure you can take your client data, subject to the Principal Broker's written approval and applicable privacy law.

What do I get to test during the trial?

Everything: the Mortgage360 CRM, Maya (client AI) and Harvey (back-end underwriting and compliance AI), house leads, your published commission split, daily live training, and one-on-one mentorship. There is no limited "trial tier" — you get the real thing for three months.

Want to try a brokerage instead of gambling on one? Read careers, see the commission and fee structure, and apply confidentially — a straight conversation, no obligation, and a trial that lets you decide on the evidence.