You just got licensed. We'll make sure you don't quit in year one.
75% of new mortgage agents leave the industry within 24 months. The reason is almost never talent. It's lack of structure, mentorship, and the right tools.
Day 1: agent portal live, subdomain published, first 30 days of training mapped on a calendar.
First 90 days: Broker Manager works every deal with you. You don't submit alone. You don't quote alone.
First 12 months: tier 1 (60%) split with monthly fee waived. Course reimbursement at month 12.
Maya answers your client questions while you sleep. Harvey briefs your deals while you eat lunch and flags compliance issues so you don't trip on them.
What that first year actually looks like: live training runs weekdays and weekends — underwriting and deal structuring on Monday and Wednesday, lender product sessions with BDMs on Tuesday and Thursday, sales and pipeline review on Friday, and a weekend intensive on Saturday. Every session is led by our Broker Manager rather than delegated to junior staff, so the person teaching you is the person who has funded thousands of deals.
The hardest part of year one is not knowing whether a file is placeable. That is exactly what the first 90 days remove: you structure the deal, our Broker Manager reviews it with you before it goes anywhere, and you learn lender appetite by watching real files rather than reading a policy sheet. Monthly 1-on-1 mentorship continues after that, with accountability against the goals you set.
You are also not starting from an empty pipeline. Your personal subdomain (firstname.mortgagesquad.ca) is SEO-optimized for your city and niche and goes live within 24 hours, leads you generate through it stay 100% yours at your full split, and house leads from our own marketing are distributed by region, language and product expertise at a 40/60 split on top — never by seniority. Free business cards and a professional headshot mean you look established from week one.
Part-time is welcome and fully supported. Plenty of agents build their book while winding down another job, and the training calendar's weekend sessions exist partly for them.
Highlights
- Agent portal + SEO subdomain live within 24 hours
- Broker Manager on every deal for your first 90 days
- Live training weekdays AND weekends — never pre-recorded
- Monthly 1-on-1 mentorship with accountability
- 60% training tier, monthly platform fee waived
- Licensing course reimbursed after 12 months
- Your own brand leads stay 100% yours at full split
- House leads at a 40/60 split on top, by region and language
- Free business cards + professional headshot on day one
- Part-time agents welcome and fully supported
Frequently asked questions
Do I need experience to join Mortgage Squad Advisors as a new agent?
No. You need an active licence and the willingness to follow the structure. The first 90 days are built on the assumption that you have never submitted a file alone — our Broker Manager works every deal with you, so you learn lender appetite on real files rather than from a policy sheet.
What commission split does a brand-new mortgage agent start on?
60% during the training period, with your monthly platform fee waived. That tier exists because our Broker Manager is working every deal alongside you. Once you are producing independently the published tiers take over: 80% below $10M, 85% at $10–20M, 90% at $20–30M, 95% at $30–50M, and up to 100% at $50M+.
Will I get leads as a new agent?
Both kinds. Your personal subdomain is SEO-optimized for your city and niche and live within 24 hours, and every lead it produces is 100% yours at your full split. On top of that, house leads from our own brokerage marketing are distributed by region, language and product expertise at a 40/60 split — distributed on fit, not on seniority, so a new agent is not last in line.
Do you reimburse my licensing course?
Yes — the full cost of your course is reimbursed after 12 months as a licensed Mortgage Squad Advisors agent.
Can I be a mortgage agent part-time while I start out?
Yes. Part-time agents are welcome and fully supported, which is one reason the live training calendar includes weekend sessions rather than weekdays only.
Why do so many new mortgage agents quit in the first two years?
Almost never talent — it is the absence of structure, mentorship and tools. A new agent left to sink or swim after a folder of pre-recorded videos has no way to tell a placeable file from an unplaceable one, and runs out of confidence before they run out of leads. The first-90-days model and the monthly 1-on-1s exist specifically to remove that failure mode.