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Alberta land transfer tax

Alberta land transfer tax calculator.

Good news for Alberta buyers: there's no land transfer tax here, just title registration fees. Alberta has no Land Transfer Tax. You pay Land Titles registration fees instead — $50 plus $5 per $5,000 of value on the transfer, and $50 plus $5 per $5,000 on the mortgage. Alberta raised both legs to $5 on 20 October 2024, so any figure quoted before then understates it by more than half. Enter your price to see the (small) total, and compare against provinces that do charge LTT.

Updates as you type| Built on Canadian mortgage rules| Ontario & Canada-wide| Built by FSRA-licensed brokers

Fact-checked by Surrayya Afzal, Principal Broker, FSRA #M14001433· Last reviewed October 2026 · Reviewed monthly

The short answer

Alberta charges no land transfer tax, just title registration fees, which on a typical purchase are far lower than a percentage-based tax. That's a meaningful closing-cost advantage versus provinces like Ontario or BC. Enter your price above to see the (small) total.

Your inputs

Total payable on closing in Alberta
$1,115
Registration fee only (no LTT)
Breakdown
Registration fees$1,115
Total payable$1,115
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Deeper analysis

Why Alberta buyers pay no land transfer tax

Alberta is one of the few jurisdictions in Canada with no land transfer tax. Alberta has no Land Transfer Tax. You pay Land Titles registration fees instead — $50 plus $5 per $5,000 of value on the transfer, and $50 plus $5 per $5,000 on the mortgage. Alberta raised both legs to $5 on 20 October 2024, so any figure quoted before then understates it by more than half. For a buyer, that’s a meaningful saving: the same purchase in Ontario or BC could carry five figures of LTT on closing day, while in Alberta you pay only a small flat registration fee. Land transfer tax can never be financed, so avoiding it entirely keeps your closing-day cash requirement materially lower.

Fold it into your closing budget

Even without LTT, once you know it, add it to your full closing costs estimate alongside legal fees, title insurance, and the PST on any CMHC premium. First-time buyer? The first-time buyer guide covers the FHSA, the RRSP Home Buyers’ Plan, and how they stack. Then lock your Alberta mortgage rate.

How this is calculated
  • • Alberta has no Land Transfer Tax — only Land Titles registration fees: $50 plus $5 per $5,000 of value, charged separately on the transfer and on the mortgage (rates set 20 Oct 2024). The mortgage leg here is calculated on a mortgage at the minimum down payment; a larger down payment lowers it slightly.
Mortgage glossary— terms that matter for this calculator
Common questions

Frequently asked

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How much is land transfer tax in Alberta?
Alberta is one of only two provinces (with the other prairie province) that charges no land transfer tax. Alberta has no Land Transfer Tax. You pay Land Titles registration fees instead — $50 plus $5 per $5,000 of value on the transfer, and $50 plus $5 per $5,000 on the mortgage. Alberta raised both legs to $5 on 20 October 2024, so any figure quoted before then understates it by more than half. On a typical purchase that's far less than a percentage-based land transfer tax, a major closing-cost advantage versus Ontario or BC.
Do first-time buyers get a rebate in Alberta?
No LTT means no rebate needed. First-time buyers in Alberta enjoy materially lower closing costs than any other major Canadian market. The federal First-Time Home Buyers' Tax Credit (an income-tax credit worth up to $1,500) also applies. Tick "first-time home buyer" above to apply the rebate.
When do I pay Alberta registration fee — and can I finance it?
It's due on closing day, paid in cash, and cannot be rolled into your mortgage. Build the full figure into your closing budget alongside legal fees and title insurance — see the closing costs calculator.
Does my down payment or mortgage size change the registration fee?
No. Registration fee is a function of purchase price, location, and buyer status only — not your down payment, mortgage amount, or rate. A bigger down payment lowers your CMHC premium, not your land transfer tax.
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