Alberta land transfer tax calculator.
Good news for Alberta buyers: there's no land transfer tax here — just a small flat registration fee. Alberta has no Land Transfer Tax. You pay Land Titles registration fees instead — $50 plus $5 per $5,000 of value on the transfer, and $50 plus $5 per $5,000 on the mortgage. Alberta raised both legs to $5 on 20 October 2024, so any figure quoted before then understates it by more than half. Enter your price to see the (small) total, and compare against provinces that do charge LTT.
Alberta charges no land transfer tax — just a small flat registration fee, often only a few hundred dollars. That's a meaningful closing-cost advantage versus provinces like Ontario or BC. Enter your price above to see the (small) total.
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Why Alberta buyers pay no land transfer tax
Alberta is one of the few jurisdictions in Canada with no land transfer tax. Alberta has no Land Transfer Tax. You pay Land Titles registration fees instead — $50 plus $5 per $5,000 of value on the transfer, and $50 plus $5 per $5,000 on the mortgage. Alberta raised both legs to $5 on 20 October 2024, so any figure quoted before then understates it by more than half. For a buyer, that’s a meaningful saving: the same purchase in Ontario or BC could carry five figures of LTT on closing day, while in Alberta you pay only a small flat registration fee. Land transfer tax can never be financed, so avoiding it entirely keeps your closing-day cash requirement materially lower.
Fold it into your closing budget
Even without LTT, once you know it, add it to your full closing costs estimate alongside legal fees, title insurance, and the PST on any CMHC premium. First-time buyer? The first-time buyer guide covers the FHSA, the RRSP Home Buyers’ Plan, and how they stack. Then lock your Alberta mortgage rate.
- • Alberta has no Land Transfer Tax — only Land Titles registration fees: $50 plus $5 per $5,000 of value, charged separately on the transfer and on the mortgage (rates set 20 Oct 2024). The mortgage leg here is calculated on a mortgage at the minimum down payment; a larger down payment lowers it slightly.