Newfoundland and Labrador land transfer tax calculator.
Newfoundland and Labrador charges no Land Transfer Tax at all. Estimate the transfer tax or registration fees for your property and buyer status.
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Enter the higher of price or assessed value where the province requires it, then select your location and buyer status. The result is a tax or registration estimate, not your full closing budget. Newfoundland and Labrador shows deed registration only; mortgage registration is excluded.
Your numbers
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Why Newfoundland and Labrador buyers pay no land transfer tax
Newfoundland and Labrador is one of the few jurisdictions in Canada with no land transfer tax. Newfoundland and Labrador charges no Land Transfer Tax at all. You pay a Registration of Deeds fee instead: $100 where the value is $500 or less, and above that $100 plus $0.40 for each additional $100 or part of it. Note that the $5,000 maximum quoted by many calculators applies to MORTGAGES and charges, not to a conveyance — there is no cap on the deed side. For a buyer, that’s a meaningful saving: the same purchase in Ontario or BC could carry five figures of LTT on closing day, while in Newfoundland and Labrador you pay only value-based registration fees. Land transfer tax can never be financed, so avoiding it entirely keeps your closing-day cash requirement materially lower.
This is not the total cash needed to close. Newfoundland and Labrador shows deed registration only; mortgage registration is excluded. Legal fees and other charges must be budgeted separately.
Fold it into your closing budget
Even without LTT, once you know it, add it to your full closing costs estimate alongside legal fees, title insurance and moving costs. First-time buyer? The first-time buyer guide covers the FHSA, the RRSP Home Buyers’ Plan, and how they stack. See Newfoundland and Labrador mortgage rate.
How this is calculated
- • Newfoundland and Labrador has no Land Transfer Tax — only a Document Registration Fee.
How much is land transfer tax in Newfoundland and Labrador?
Do first-time buyers get a rebate in Newfoundland and Labrador?
When do I pay Newfoundland and Labrador deed registration fee — and can I finance it?
Does my down payment or mortgage size change the deed registration fee?
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