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Saskatchewan land transfer tax

Saskatchewan land transfer tax calculator.

Saskatchewan has no Land Transfer Tax. Estimate the transfer tax or registration fees for your property and buyer status.

Fact-checked by Surrayya Afzal, Principal Broker, FSRA #M14001433·Last reviewed October 2026
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The short answer

Enter the higher of price or assessed value where the province requires it, then select your location and buyer status. The result is a tax or registration estimate, not your full closing budget. Saskatchewan includes title and assumed mortgage registration before any mortgage insurance premium is added; ISC fees in force since 15 April 2026.

Your numbers

Estimated transfer tax / registration fees in Saskatchewan
$1,815
Registration fee only (no LTT)
Breakdown
Registration fees$1,815
Tax / registration fees shown$1,815
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Why Saskatchewan buyers pay no land transfer tax

Saskatchewan is one of the few jurisdictions in Canada with no land transfer tax. Saskatchewan has no Land Transfer Tax. You pay ISC registration fees instead: 0.4% of the title value to transfer title, plus a banded flat fee of $200-$1,000 to register the mortgage (ISC fees in force since 15 April 2026) — around $1,875 on a $400,000 purchase with 20% down. For a buyer, that’s a meaningful saving: the same purchase in Ontario or BC could carry five figures of LTT on closing day, while in Saskatchewan you pay only value-based registration fees. Land transfer tax can never be financed, so avoiding it entirely keeps your closing-day cash requirement materially lower.

This is not the total cash needed to close. Saskatchewan includes title and assumed mortgage registration before any mortgage insurance premium is added; ISC fees in force since 15 April 2026. Legal fees and other charges must be budgeted separately.

Fold it into your closing budget

Even without LTT, once you know it, add it to your full closing costs estimate alongside legal fees, title insurance, and the provincial sales tax on any mortgage insurance premium. First-time buyer? The first-time buyer guide covers the FHSA, the RRSP Home Buyers’ Plan, and how they stack. See Saskatchewan mortgage rate.

How this is calculated
  • • Saskatchewan has no Land Transfer Tax — only ISC registration fees: 0.4% of the title value to transfer title, plus a banded flat fee to register the mortgage.
FAQ

Common questions

Don’t see yours? Ask Maya.

How much is land transfer tax in Saskatchewan?
Alberta, Saskatchewan and Newfoundland and Labrador charge registration fees instead of land transfer tax. Saskatchewan charges no land transfer tax. Saskatchewan has no Land Transfer Tax. You pay ISC registration fees instead: 0.4% of the title value to transfer title, plus a banded flat fee of $200-$1,000 to register the mortgage (ISC fees in force since 15 April 2026) — around $1,875 on a $400,000 purchase with 20% down. On a typical purchase that's far less than a percentage-based land transfer tax, a major closing-cost advantage versus Ontario or BC.
Do first-time buyers get a rebate in Saskatchewan?
Saskatchewan does not currently offer a provincial land-transfer rebate, but the federal First-Time Home Buyers' Tax Credit (an income-tax credit worth up to $1,500) applies in every province, and the FHSA and RRSP Home Buyers' Plan help with the down payment.
When do I pay Saskatchewan registration fees — and can I finance it?
It's due on closing day, paid in cash, and cannot be rolled into your mortgage. Build the full figure into your closing budget alongside legal fees and title insurance — see the closing costs calculator.
Does my down payment or mortgage size change the registration fees?
The title fee depends on property value; the separate mortgage-registration fee depends on the amount registered. This estimate assumes a mortgage at minimum down payment before any insurance premium.
Words to know
Land transfer taxClosing costsDown paymentFHSA
Related calculators & guides
All provincesTotal closing costsCMHC premiumSaskatchewan rates
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