New Brunswick mortgage rates.
Among the most affordable major Canadian markets — Moncton, Fredericton, and Saint John all sit under $400K average. Stable employment in healthcare, education, and government.
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New Brunswick rates by term
Compare the best New Brunswick rate for each term — fixed and variable.
New Brunswick has bilingual lender requirements in many parts of the province (especially the Acadian peninsula and Moncton metro). UNI Coopération Financière (Caisses Populaires Acadiennes) is the dominant French-language lender; major banks deliver bilingually.
Foreign-buyer rules: Federal foreign-buyer ban applies through 2027.
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Rate read · New Brunswick
From the live rate board · as of Oct 9, 2026
The lowest 5-year fixed in New Brunswick on our board is 4.19% and the lowest 5-year variable 3.50%, against lender prime of 4.45%. Fixed is 69 basis points above variable. The Bank of Canada overnight rate is 4.25%, lowered at the last decision; variable rates follow prime, which moves with it.
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New Brunswick mortgage rates — common questions.
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How affordable is New Brunswick compared to other provinces?
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Is bilingual French/English mortgage service available in NB?
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Rates in other provinces
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