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Navreet Kaur

Mortgage Agent, Level 1 · Mortgage Squad Advisors

Helping clients across the GTA win their best mortgage rate — backed by Mortgage Squad Advisors's 100+ lender network and Maya AI.

Pre-approval Purchase Refinance Renewal

Message Navreet Request a call Pre-vet with Maya

Brampton, ON| English · Punjabi · Hindi| FSRA M24001153

Years of experience

in Canadian mortgages

Languages

English · Punjabi · Hindi

100+

Lender partners

A · B · monoline · private

FSRA

Brokerage licence

#13737 · Ontario

Verifiable

Licensing & credentials

Mortgage Agent Level 1 licence #M24001153

Financial Services Regulatory Authority of Ontario

About Navreet

Your mortgage, handled.

Mortgage Squad Advisors agents are FSRA-licensed mortgage professionals dedicated to finding their clients the best possible financing across Canada's 100+ lender network.

Whether you're a first-time buyer, renewing, refinancing, or building an investment portfolio, your advisor walks every step of the file with you — backed by Maya AI for after-hours questions and a senior underwriting team for complex deals.

Try the math · live

See your numbers, instantly.

Slide the inputs. Canadian semi-annual compounding. Real engine — same one Navreet uses on your file.

Monthly payment

$3,218

Loan amount

$600,000

Lifetime interest

$365,467

Mortgage-free year

2051

Property value$750,000

Down payment$150,00020.0% down

Rate4.19%

Amortization25 years

Get pre-approved with Navreet Full calculator Ask Maya about it

What’s your situation?

Find your starting point in 5 seconds.

Tap the tile that fits — Navreet surfaces the right program and the next step.

Pick what describes you above — I’ll surface the right program and the next step.

Mortgage 101 · the bits that matter

Four things every Canadian should understand.

Tap a card to read more. Each links into the calculator or glossary that goes deeper.

Specialties

Navreet works on files like yours.

Home purchase mortgages

Mortgage refinancing

Renewals

Investment properties

First-time buyers

Services I help with

Every mortgage product, one advisor.

Tap any tile to explore the product, or use the CTAs above to start an application routed to Navreet.

First-time buyer

FHSA + RRSP HBP planning

Renewal

Beat your bank's offer

Refinance

Tap equity or lower your rate

HELOC

Up to 80% LTV combined

Self-employed

BFS + alt-A programs

New to Canada

5% down · no Cdn credit

B & private exit plans

Run the numbers

25+ Canadian-correct calculators.

Same math Navreet runs on your file. No sign-up, no credit pull.

Payment Affordability Stress test CMHC insurance Land transfer tax Refinance HELOC Prepayment penalty Renewal comparison

See all 25+ calculators

Reach Navreet

Every message and application from this page goes straight to Navreet — no central queue, no “someone will call you back.”

Message Navreet Start pre-approval with Navreet

FSRA M24001153 · Privacy by design

Languages

English Punjabi Hindi

Don’t see your language? Maya, our AI assistant, can translate live, or we’ll pair you with another advisor on our team.

Maya · 24/7

Have a quick question?

Ask Maya in 50+ languages while you wait for Navreet.

Ask Maya

Working with Navreet

Three steps. No jargon. No pressure.

Quick intake

Pick a CTA above (pre-approval, purchase, refinance, renewal), or use the form below. Navreet reaches out the same business day.

We shop your file

Across 100+ lenders — A, B, monoline, credit union, private. We bring you the 2-3 best options with side-by-side math.

Funding day

Sign at your lawyer's, get the keys, and start tracking your mortgage in our portal post-close. Renewal reminders 90+ days early.

Send a message

Work with Navreet directly.

Drop your contact and a one-liner about your situation. Mortgage Squad Advisors routes the request straight to Navreet — usually the same business day. No bureau pull, no obligation, ever.

Free consultation
Rate-beat guarantee or $500 (yours, or to your favourite charity)
Available in English, Punjabi, Hindi
Maya on backup 24/7

Maya · 24/7 AI assistant

Have a question right now? Maya, our AI assistant, answers instantly in 50+ languages. Your licensed advisor is a call away.

Chat Call Maya (AI)

FAQ

Common questions about working with Navreet.

Is Navreet Kaur licensed?

Yes — Navreet Kaur holds an FSRA Mortgage Agent Level 1 licence (#M24001153) in Ontario and works under Mortgage Squad Advisors, Brokerage License #13737. Every licence can be checked on the FSRA public register.

What does it cost to work with Navreet?

Nothing on standard residential files. The lender pays Mortgage Squad Advisors on funding — there's no broker fee on your closing statement. Specialty files (private mortgages, commercial, distressed) may carry a disclosed broker fee that you'd see in writing before agreeing to anything.

What languages can we speak in?

Navreet is fluent in English, Punjabi, Hindi. If you'd like to chat in another language, Maya, our AI assistant, translates live, and we can also connect you with another licensed advisor on our team who speaks your preferred language.

How quickly can I get pre-approved?

Ballpark numbers in 60 seconds via Maya, with no credit pull. Formal written pre-approval typically arrives within 24-72 hours of submitting documents.

Does Mortgage Squad Advisors work with my situation?

Almost certainly. Mortgage Squad Advisors's 100+ lender network covers first-time buyers, renewals, refinance, self-employed, newcomer to Canada, bad credit, alt-A, private, multi-unit residential, and commercial. Navreet specializes in: Home purchase mortgages, Mortgage refinancing, Renewals, Investment properties, First-time buyers.