Available

Waghma Shaban

Mortgage Agent, Level 1 · Mortgage Squad Advisors

Helping clients across the GTA win their best mortgage rate — backed by Mortgage Squad Advisors's 100+ lender network and Maya AI.

Pre-approval Purchase Refinance Renewal

Message Waghma Book a consult Pre-vet with Maya

Mississauga, ON| English · Hindi · Dari · Persian| FSRA M25001385

175+

Mortgages funded

across 5+ years

$113.8M

Career funded volume

and counting

$285/mo

Avg. client savings

vs. bank's first offer

28 days

Avg. close time

from offer to keys

Recognition

Awards & licensing

FSRA-Licensed Mortgage Agent

Financial Services Regulatory Authority of Ontario

FINTRAC-Registered · AML Trained

Mortgage Squad Advisors

Continuing Ed Member

Mortgage Squad Advisors Academy

About Waghma

Your mortgage, handled.

Waghma Shaban is a mortgage agent at Mortgage Squad Advisors — FSRA-licensed (M25001385) and based in Mississauga, working with buyers and owners across the GTA.

Waghma specializes in home purchase mortgages, mortgage refinancing, renewals and investment properties. Backed by access to 100+ lenders, Waghma matches each file to the lender most likely to approve it on the best available terms.

Fluent in English, Hindi, Dari and Persian, Waghma keeps clients informed at every step, supported by Maya AI for instant answers and a senior underwriting desk for tougher files.

Try the math · live

See your numbers, instantly.

Slide the inputs. Canadian semi-annual compounding. Real engine — same one Waghma uses on your file.

Monthly payment

$3,218

Loan amount

$600,000

Lifetime interest

$365,467

Mortgage-free year

2051

Property value$750,000

Down payment$150,00020.0% down

Rate4.19%

Amortization25 years

Get pre-approved with Waghma Full calculator Ask Maya about it

What’s your situation?

Find your starting point in 5 seconds.

Tap the tile that fits — Waghma surfaces the right program and the next step.

Pick what describes you above — I’ll surface the right program and the next step.

Mortgage 101 · the bits that matter

Four things every Canadian should understand.

Tap a card to read more. Each links into the calculator or glossary that goes deeper.

Specialties

Waghma works on files like yours.

Home purchase mortgages

Mortgage refinancing

Renewals

Investment properties

First-time buyers

Services I help with

Every mortgage product, one advisor.

Tap any tile to explore the product, or use the CTAs above to start an application routed to Waghma.

First-time buyer

FHSA + RRSP HBP planning

Renewal

Beat your bank's offer

Refinance

Unlock equity or rate-drop

HELOC

Up to 80% LTV combined

Self-employed

BFS + alt-A programs

New to Canada

5% down · no Cdn credit

B & private exit plans

Run the numbers

14 Canadian-correct calculators.

Same math Waghma runs on your file. No sign-up, no credit pull.

Payment Affordability Stress test CMHC insurance Land transfer tax Refinance HELOC Prepayment penalty Renewal comparison

See all 14 calculators

Reach Waghma

Every message and application from this page goes straight to Waghma — no central queue, no “someone will call you back.”

Message Waghma Start pre-approval with Waghma

FSRA M25001385 · Privacy by design

Languages

English Hindi Dari Persian

Don’t see your language? Maya translates live, or we’ll pair you with another MSA agent.

Maya · 24/7

Have a quick question?

Ask Maya in 50+ languages while you wait for Waghma.

Ask Maya

Working with Waghma

Three steps. No jargon. No pressure.

Quick intake

Pick a CTA above (pre-approval, purchase, refinance, renewal), or use the form below. Waghma reaches out the same business day — most within 4 minutes.

We shop your file

Across 100+ lenders — A, B, monoline, credit union, private. We bring you the 2-3 best options with side-by-side math.

Funding day

Sign at your lawyer's, get the keys, and start tracking your mortgage in our portal post-close. Renewal reminders 90+ days early.

Send a routed message

Work with Waghma directly.

Drop your contact and a one-liner about your situation. Mortgage Squad Advisors routes the request straight to Waghma — usually within 4 minutes during business hours. No bureau pull, no obligation, ever.

Free consultation
Rate-beat guarantee or $500 (yours, or to your favourite charity)
Available in English, Hindi, Dari, Persian
Maya on backup 24/7

Maya · 24/7 AI advisor

Have a question right now? Maya answers instantly in 50+ languages.

Chat Call

FAQ

Common questions about working with Waghma.

Is Waghma Shaban licensed?

Yes — Waghma Shaban is an FSRA-licensed mortgage agent at Mortgage Squad Advisors, Brokerage License #13737. All Mortgage Squad Advisors agents are individually licensed and FINTRAC-trained.

What does it cost to work with Waghma?

Nothing on standard residential files. The lender pays Mortgage Squad Advisors on funding — there's no broker fee on your closing statement. Specialty files (private mortgages, commercial, distressed) may carry a disclosed broker fee that you'd see in writing before agreeing to anything.

What languages can we speak in?

Waghma is fluent in English, Hindi, Dari, Persian. If you'd like to chat in another language, Maya (our AI advisor) translates live, and we can also route you to another Mortgage Squad Advisors agent who speaks your preferred language.

How quickly can I get pre-approved?

Ballpark numbers in 60 seconds via Maya, with no credit pull. Formal written pre-approval typically arrives within 24-72 hours of submitting documents.

Does Mortgage Squad Advisors work with my situation?

Almost certainly. Mortgage Squad Advisors's 100+ lender network covers first-time buyers, renewals, refinance, self-employed, newcomer to Canada, bad credit, alt-A, private, multi-unit residential, and commercial. Waghma specializes in: Home purchase mortgages, Mortgage refinancing, Renewals, Investment properties, First-time buyers.