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Chatham-Kent, Ontario · careers

Mortgage agent jobs in Chatham-Kent

The short answer

Mortgage agent jobs in Chatham-Kent are commission only, with no base salary. You need an Ontario mortgage agent licence from FSRA, and you can work remote or hybrid. We sponsor and train new agents, and welcome licensed agents who want to switch.

Mortgage Squad Advisors is where mortgage agents in Chatham-Kent build a bigger book: $0 monthly fee for producers, live + virtual training, your own brand leads at full split plus house leads at 40/60, 100+ A/B/private lenders, and AI tools that do the busywork. FSRA Licensed #13737.

Agricultural-economy. BFS / self-employed files dominate. For an agent in Southwest ON, that’s real, fundable volume — and with our full A/B/private lender shelf you can place the files Chatham-Kent actually has.

FSRA #13737| $0 fee for producers| 100+ lenders
Avg. price
$429,223
Chatham-Kent average, 2026
Population
~105k
Southwest ON
Lender shelf
100+
A · B · monoline · private
Your fee
$0
for producing agents
Chatham-Kent market

The Chatham-Kent market for mortgage agents

Chatham-Kent is an agricultural economy, so business-for-self and self-employed files dominate, frequently with farm or acreage components that narrow the lender list. Add-back income from a closely held business is the recurring theme in qualifying buyers here.

The math in Chatham-Kent

What a funded deal is worth in Chatham-Kent

At Chatham-Kent’s average price of about $429,223, a typical 80% loan-to-value mortgage is roughly $343,000. Lender finder’s fees on a deal that size usually run $2,750–$3,750 (about 0.8–1.1% of the mortgage) — and as a producing Mortgage Squad agent you keep up to 100% of it.

Illustrative, based on the Southwest ON average selling price — your actual commission depends on the lender, the file and your split, and this is not a guarantee of earnings.

What our agents get

What do agents get when they join?

$0 fee for producers

No monthly desk fee for producing agents — your $150/mo is reimbursed when you fund $10M (or 15 deals) in a year.

Your leads + house leads

Leads you generate through your own brand and subdomain are 100% yours at your full split — plus house leads from our brokerage marketing at a 40/60 split on top.

Heavy training

Live and virtual sessions multiple times a week — underwriting, lender programs, and lead-gen.

Mentorship

A seasoned broker manager and team behind every file you submit.

100+ lenders

Full access to A, B, and private lenders — including the specialists most banks can't match.

AI + technology

Maya, our client-facing AI assistant, and Harvey, our back-office file tool, take the admin off your plate so you can spend your time with clients.

Free cards + headshots

Professional headshots and business cards to launch your personal brand.

Brand + lead-gen help

Marketing, lender presentations, and a special underwriting course to grow your book.

New to the industry?

How to become a mortgage agent in Chatham-Kent

  1. 1. Complete the mortgage agent (Level 1) course approved by FSRA — Ontario’s mortgage regulator — and pass the licensing exam.
  2. 2. Get sponsored by a licensed brokerage — Mortgage Squad sponsors and onboards new agents in Chatham-Kent.
  3. 3. Complete our onboarding + training, get your lender codes, and start writing deals with mentorship behind you.

Careers FAQ — Chatham-Kent

Questions about joining? Explore careers or call (905) 553-8550.

Do mortgage agent jobs in Chatham-Kent pay a salary?+

Mortgage agent jobs in Chatham-Kent are commission only, with no base salary. You need an Ontario mortgage agent licence from FSRA, and you can work remote or hybrid. We sponsor and train new agents, and welcome licensed agents who want to switch.

How do I become a mortgage agent in Chatham-Kent?+

In Ontario, you complete the FSRA-approved mortgage agent (Level 1) course, pass the exam, and get sponsored by a licensed brokerage. Mortgage Squad Advisors (FSRA #13737) sponsors and trains new agents in Chatham-Kent — we'll walk you through licensing end to end.

What does it cost to join Mortgage Squad in Chatham-Kent?+

There is no monthly fee for producing agents. The $150/month is fully reimbursed once you fund $10 million (or complete 15 funded deals) in a calendar year — so for active agents it's effectively $0. No franchise or desk fees.

Do you provide leads to agents in Chatham-Kent?+

Yes — two ways. Leads you generate through your own brand and subdomain are 100% yours at your full split. On top of that, we hand you house leads from our own brokerage marketing at a 40/60 split (you/brokerage) — extra deals you wouldn't otherwise have, never distributed by seniority. We also help you generate your own through marketing, your personal brand, and lender presentations.

Can I switch my brokerage to Mortgage Squad in Chatham-Kent?+

Yes — many of our agents transferred from other brokerages. We make the move in Chatham-Kent simple: FSRA licensing transfer, lender re-papering, and onboarding are handled for you, usually within days.

What training and support do new agents get?+

Live + virtual training multiple times a week, one-on-one mentorship, a dedicated underwriting course, lead-generation coaching, and 24/7 communication. New agents in Chatham-Kent are never on their own.

What lenders will I have access to?+

Our full network of 100+ lenders — the big banks, monoline A-lenders, credit unions, alternative/B-lenders, and private/MIC lenders — so you can place Chatham-Kent files most brokerages would have to turn away.

Is Mortgage Squad licensed in Ontario?+

Yes. Mortgage Squad Advisors holds FSRA Brokerage Licence #13737, and every agent we sponsor is licensed by FSRA and FINTRAC-trained.

Careers in other Ontario markets

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Build your mortgage career in Chatham-Kent.

Newly licensed or switching brokerages — let's talk. No pressure, just a real conversation about your growth.