North Bay, Ontario · careers

Mortgage agent jobs in North Bay

Mortgage Squad Advisors is where mortgage agents in North Bay build a bigger book: $0 monthly fee for producers, live + virtual training, your own brand leads at full split plus house leads at 40/60, 100+ A/B/private lenders, and AI tools that do the busywork. FSRA Licensed #13737.

Government + transportation hub. Stable demand. For an agent in Northern ON, that’s real, fundable volume — and with our full A/B/private lender shelf you can place the files North Bay actually has.

Apply to join in North Bay Call (905) 553-8550 Explore careers

FSRA #13737| $0 fee for producers| 100+ lenders

A couple reviewing mortgage options with an advisor in their living room

Licensed advisorsFSRA #13737 · 100+ lenders

Avg. price

$462,561

North Bay average, 2026

Population

~55k

Northern ON

Lender shelf

100+

A · B · monoline · private

Your fee

for producing agents

North Bay market

The North Bay market for mortgage agents

North Bay's government, education and transportation employers give it stable, year-round demand and a dependable income base for lenders. Affordable detached pricing keeps it a first-time and relocation market where the deal usually turns on the down payment, not the price.

North Bay recorded 128 sales (North Bay & Area REALTORS®, August 2026) — the purchase pipeline an agent here is working, before renewals and refinances.

The math in North Bay

What a funded deal is worth in North Bay

At North Bay’s average price of about $462,561, a typical 80% loan-to-value mortgage is roughly $370,000. Lender finder’s fees on a deal that size usually run $2,950–$4,050 (about 0.8–1.1% of the mortgage) — and as a producing Mortgage Squad agent you keep up to 100% of it.

Illustrative, based on the Northern ON average selling price — your actual commission depends on the lender, the file and your split, and this is not a guarantee of earnings.

What our agents get

Everything you need to grow — nothing holding you back.

$0 fee for producers

No monthly desk fee for producing agents — your $150/mo is reimbursed when you fund $10M (or 15 deals) in a year.

Your leads + house leads

Leads you generate through your own brand and subdomain are 100% yours at your full split — plus house leads from our brokerage marketing at a 40/60 split on top.

Heavy training

Live and virtual sessions multiple times a week — underwriting, lender programs, and lead-gen.

Mentorship

A seasoned broker manager and team behind every file you submit.

100+ lenders

Full access to A, B, and private lenders — including the specialists most banks can't match.

AI + technology

Maya, our client-facing AI assistant, and Harvey, our back-office file tool, take the admin off your plate so you can spend your time with clients.

Free cards + headshots

Professional headshots and business cards to launch your personal brand.

Brand + lead-gen help

Marketing, lender presentations, and a special underwriting course to grow your book.

New to the industry?

How to become a mortgage agent in North Bay

1. Complete the mortgage agent (Level 1) course approved by FSRA — Ontario’s mortgage regulator — and pass the licensing exam.
2. Get sponsored by a licensed brokerage — Mortgage Squad sponsors and onboards new agents in North Bay.
3. Complete our onboarding + training, get your lender codes, and start writing deals with mentorship behind you.

Start your application

Careers FAQ — North Bay

Questions about joining? Explore careers or call (905) 553-8550.

How do I become a mortgage agent in North Bay?

In Ontario, you complete the FSRA-approved mortgage agent (Level 1) course, pass the exam, and get sponsored by a licensed brokerage. Mortgage Squad Advisors (FSRA #13737) sponsors and trains new agents in North Bay — we'll walk you through licensing end to end.

What does it cost to join Mortgage Squad in North Bay?

There is no monthly fee for producing agents. The $150/month is fully reimbursed once you fund $10 million (or complete 15 funded deals) in a calendar year — so for active agents it's effectively $0. No franchise or desk fees.

Do you provide leads to agents in North Bay?

Yes — two ways. Leads you generate through your own brand and subdomain are 100% yours at your full split. On top of that, we hand you house leads from our own brokerage marketing at a 40/60 split (you/brokerage) — extra deals you wouldn't otherwise have, never distributed by seniority. We also help you generate your own through marketing, your personal brand, and lender presentations.

Can I switch my brokerage to Mortgage Squad in North Bay?

Yes — many of our agents transferred from other brokerages. We make the move in North Bay simple: FSRA licensing transfer, lender re-papering, and onboarding are handled for you, usually within days.

What training and support do new agents get?

Live + virtual training multiple times a week, one-on-one mentorship, a dedicated underwriting course, lead-generation coaching, and 24/7 communication. New agents in North Bay are never on their own.

What lenders will I have access to?

Our full network of 100+ lenders — the big banks, monoline A-lenders, credit unions, alternative/B-lenders, and private/MIC lenders — so you can place North Bay files most brokerages would have to turn away.

Is Mortgage Squad licensed in Ontario?

Yes. Mortgage Squad Advisors holds FSRA Brokerage Licence #13737, and every agent we sponsor is licensed by FSRA and FINTRAC-trained.